We strive to exceed expectations by offering our clients a comprehensive array of tools and services to help them simplify, stay organized and feel more comfortable as they continue into new phases of their journey. Amazingly, we offer this complete package at fee levels at or below the National averages! It's why we say, "Get More for Your Money" , so compare our total package to those of our competitors.
The primary way we can offer so much is our lean and mean operation! Instead of having fancy offices and an expensive full-time in-house staff, we have chosen to outsource virtually everything. It has resulted in relationships with best of breed services throughout the country and has allowed us to offer more and more throughout the years. Also, as an independent, there is no mothership or shareholders requiring a certain profit level and potentially limiting what we are able to spend on technology and services.
The primary way we can offer so much is our lean and mean operation! Instead of having fancy offices and an expensive full-time in-house staff, we have chosen to outsource virtually everything. It has resulted in relationships with best of breed services throughout the country and has allowed us to offer more and more throughout the years. Also, as an independent, there is no mothership or shareholders requiring a certain profit level and potentially limiting what we are able to spend on technology and services.
Our Team:
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Roy Larsen, CFP®, AAMS®President and CCO
Roy is President and Chief Compliance Officer. He is also a Certified Financial Planner™ practitioner, Accredited Asset Management Specialist® and a Fee-Only, fiduciary. Roy lives and breathes the firm's tagline, "Our Family, Your Family, Period." As such he chooses to personally work and understand each families unique goals and needs regardless of the state they live in. He is very proud of the personal relationships and close friendships that have developed over the years. He has no desire to form large investment teams or build a mega firm which would reduce that intimate service, access and time all of his clients enjoy. Roy's complete biography can be found here: Biography |
Our Complete Advisory Structure
Instead of employing a large in-house team of individuals assigned various tasks, we have opted instead to partner with and subscribe to third parties who specialize and excel in one area. This has allowed us to stay lean, while offering our clients access to best-in-breed providers, which saves time and money. The benefit to you is a robust total package we can offer to you for the same cost as many charge for a fraction of the services, or money management alone.
Larsen Wealth Management Core Service Team
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Charles Schwab devotes a dedicated service team to our firm. In addition to serving as our custodian and holding all client assets, they also handle and assist on all administrative functions including but not limited to money movement, trading, online account access, statements, account openings and transfers. Charles Schwab also serves as one of our research partners. |
Portfolio Risk Assessment and Management
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Our portfolio risk management is provided primarily by Riskalyze based in Sacramento. Their state-of-the-art software based on a Nobel prize winning study not only helps our clients determine their true comfort level, it also helps us track the risk level over time as conditions and investments change.
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Client Performance Reporting and Billing
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Morningstar out of Chicago provides best of breed software and support to produce detailed client performance reports and billing invoices each quarter. They are also one of our research partners. |
Financial Planning and Personal Client Websites
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Right Capital provides the software and support for our primary financial planning tools. They also provide our clients with personal websites which include account aggregators, where they stand in every area, and secure document vaults. |
Tax Planning
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Holistiplan allows us to review your Federal and State taxes each year and provide detailed reports on where you stand in every area along with suggestions and educational material to help you understand key tax concepts and strategies. While your CPA is there to prepare your taxes and offer guidance within the given year. Our role is to provide planning advice to help you pay the least amount of taxes over your lifetime.
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Lending
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To help save you time, we offer loans where you can access rates and initiate a streamlined application process directly through your advisor. Whether it is equity-based credit lines, mortgages, small business loans or luxury item loans, we offer access to the top lenders in every category. |
Estate Planning Documents
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Why spend thousands on having an attorney draft Trust and other documents for $2500 and up, when our Estate Guru attorney can produce the same documents for most estates for as little as nothing!
Larsen Wealth subscribes to this valuable service to help you finally get this done and checked off! The cost is $650 for accounts under one million, $325 for accounts between one and two million, and lastly, no cost for accounts over two million. Packages include a family trust, POA's, healthcare directives and a pour over will. Annual changes can be made at a nominal cost. |
